-
Wenyao QIANG
Non-equity Partner / Nanjing
-
Tel +86-25-6951-1839
Email qiangwenyao@zhonglun.com
-
Practices
Financial Products & Trusts, Shipping, Litigation & Arbitration
Wenyao QIANG
Ms. Qiang specializes in legal services for the insurance industry, accumulating extensive expertise and practical experience in key issues in this domain, including insurance and reinsurance, insurance compliance management, and insurance dispute resolution. Ms. Qiang has handled multiple insurance disputes, each involving over ten million yuan, and provided retainer-based legal services to many insurance companies. She has also worked on projects such as overseas reinsurance consultation, insurance-related mergers and acquisitions, non-litigation insurance disputes, and contract compliance optimization for insurance institutions, earning recognition and praises from clients and intermediary institutions. In addition, since she started her practice, Ms. Qiang has published over ten academic papers in authoritative insurance professional journals such as China Insurance, Shanghai Insurance, and Journal of Insurance College.
Representative Matters
Insurance Dispute Resolution
Represented a property insurance company in a property insurance contract dispute involving more than CNY 214 million and achieved a complete victory in both the first and second instance proceedings
Represented a property insurance company in a case involving more than CNY 70 million and persuaded the appellate court to amend the judgment of the first-instance court
Represented a property insurance company in a case involving CNY 31.87 million and secured a complete victory before the Supreme Court
Represented a property insurance company in a case involving CNY 37.1 million and secured a complete victory in both instances of trial
Represented a property insurance company in a case involving over CNY 37 million and secured an over 60% reduction in damages
Represented a property insurance company in a case involving CNY 35 million and secured a full reduction in damages
Represented a property insurance company in a case involving CNY 22.3 million and secured a complete victory in both instances of trial
Represented a property insurance company in a case involving over CNY 14 million and secured an over 85% reduction in damages
Represented a property insurance company in a case involving over CNY 14 million and secured a complete victory in both instances and retrial
Represented a property insurance company in a case involving over CNY 13 million and secured an over 60% reduction in damages
Represented a property insurance company in a case involving over CNY 10 million and secured an over 60% reduction in damages
Represented a life insurance company in a case involving over CNY 8 million and secured a complete victory
Represented a life insurance company in the retrial of a dispute over a personal critical illness insurance contract, with the initial ruling overturned by a high court
Represented a life insurance company in an insurance fraud concerning an accident insurance policy, with the case transferred to the public security authorities by the court
Represented a life insurance company in a case involving CNY 1 million and achieved a complete victory
Represented a property insurance company in a case involving over CNY 2 million and achieved a complete victory
Non-litigation Services at the Claim Stage
Provided non-litigation dispute resolution services for the over CNY 2 billion claim made to a property insurance company by a large-scale photovoltaic enterprise under its all-risks property insurance policy for damages caused by a fire and explosion
Provided non-litigation dispute resolution services for the over CNY 220 million claim made to a property insurance company by a large state-owned enterprise under its all-risks property insurance and construction engineering insurance policies for damages caused by a storm
Provided non-litigation dispute resolution services for the over CNY 200 million claim made to a property insurance company by an insured photovoltaic enterprise under its all-risks property insurance policy for damages caused by a fire and explosion
Provided non-litigation dispute resolution services for the over CNY 100 million claim made to a property insurance company by a recycling resource company under its all-risks property insurance policy for damages caused by a fire and explosion
Provided non-litigation dispute resolution services for the over CNY 40 million claim made to a property insurance company by an environmental protection enterprise under its all-risks property insurance and business interruption insurance policies for damages caused by a fire and explosion
Provided legal services at the claim stage for the claim made to a property insurance company by a listed company under a directors and officers’ liability insurance (securities misrepresentation)
Provided non-litigation legal services for the claim made to a property insurance company by a foreign vitamin company under its commercial comprehensive liability insurance policy covering product liability and public liability, with a disputed amount of EUR 1 million
Provided non-litigation legal services for the claim made to a property insurance company by a pharmaceutical company under its all-risks property insurance and business interruption insurance policies for damages caused by a fire and explosion
Provided non-litigation legal services for the over CNY 190 million claims made by a company to a property insurance company under its all-risks property insurance policy for damages caused by disruption in the supply of water, electricity, and gas due to accidents
Provided non-litigation legal services for the over CNY 40 million claims made by multiple companies to a property insurance company under their all-risks property insurance for damages caused by a fire and explosion
Provided non-litigation legal services for the claims made by an accounting firm to a property insurance company under its accounting firm liability insurance concerning securities misrepresentation
Provided non-litigation legal services for the claims made by an energy company and a design company to a property insurance company under their construction engineering insurance policies concerning a photovoltaic project for damages caused by a storm and hail
Provided non-litigation legal services for the over CNY 6 million claims by an electronics company insured by a certain property insurance company under a product liability insurance policy
Provided non-litigation legal services for the over CNY 15 million claims made by a chain supermarket to a property insurance company under its all-risks property insurance for damages caused by a fire and explosion
Reinsurance
Acted for a British insurance company in its reinsurance dispute with a foreign insurance company in China
Provided legal services for the reinsurance cooperation project between a life insurance company and a reinsurance company
Insurance Industry Compliance
Provided services for the revision and review of the articles of association, rules of procedures for meetings of shareholders, boards of directors, and boards of supervisors, and internal governance rules to a property insurance company
Advised a listed property insurance company on optimizing insurance contract compliance
Advised a life insurance company on optimizing non-insurance contract compliance
Provided compliance legal services for the health and elderly care business of the headquarters of a life insurance company
Provided legal services to a life insurance company for the review of the compliance of policy terms filed with competent authorities
Other Legal Services
Provided M&A due diligence services to a domestic internet company for its acquisition of an insurance technology company
Provided retainer-based legal services to multiple life insurance companies and property insurance companies
Publications
Participated in the Jiangsu Provincial Social Science Foundation Project “Research on the Construction of Civil Legal Principles for Anti-Insurance Fraud” (Approval Number: 20FXB009)
“The Impact of the Basic Principles of the Civil Code on the Application of Insurance Law”, “The Impact of the Promulgation of the Civil Code on the Insurance Industry”, China Financial Press, June 2021
“Research on Insurance Legal Practice Issues in the Context of the COVID-19 Epidemic”, Insurance Law Review (2020), Nanjing University Press, October 2020
“Analysis of the Legal Dispute Issues in the Dispute over the Insurance Contract of the New Index of Agricultural Weather”, Journal of Insurance Professional College, August 2019
“The Risk and Control of Litigation Property Preservation Liability Insurance-Discussion From a Case”, China Insurance, October 2018
“Exploring the Specialty of Insurance Contracts Concluded through Insurance Brokerage Channels-A Review of a Public Liability Insurance Case”, Journal of Insurance Professional College, February 2018
“Judicial Decision Should Respect the Actuarial Principle of Insurance - Discussion From the Calculation Method of Policy Cash Value in a Life Insurance Case”, Journal of Insurance Professional College, April 2016
“The Impact of Anti-dated Policy Guarantee Letter on Insurance Liability of Marine Cargo Insurance”, World Shipping, September 2015
“Exploration and Analysis of Some Issues of Insurance Subrogation Litigation”, Shanghai Insurance Monthly, September 2014
“Whether Insurance Company Can Exercise Subrogation Right to Test Driver”, China Insurance, May 2014
“Exploration and Analysis of Private Law Liability of Refusal to Insure Compulsory Traffic Accident Liability Insurance for Motor Vehicles”, Journal of Insurance Professional College, February 2014
“Study of the Insured's Contractual Control in Life Insurance”, Journal of Qiqihar University, October 2012
-
Bar Admissions/Professional Qualifications
PRC Bar, 2013
-
Education
LL.M. in Insurance Law, Nanjing University, 2010-2013
LL.B., Nanjing University of Finance & Economics, 2006-2010 -
Professional Experience
Non-equity partner and associate, Zhong Lun Law Firm, 2020 to present
Associate, Jiangsu G&D Law Firm, 2013-2020 -
Languages
Chinese
English