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Xing DOU
Equity Partner / Nanjing
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Tel +86-25-6951-1837
Email douxing@zhonglun.com
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Practices
Financial Products & Trusts, Shipping, Litigation & Arbitration
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Industries
Banking & Financial Services, Insurance
Xing DOU
My team and I have been providing insurance companies with legal services including insurance dispute resolution, underwriting risk review, insurance fund investment, insurance compliance evaluation, insurance asset disposal and internal governance of insurance companies. In addition, we are also engaged in legal services related to banks, trusts, and financial asset management companies.
Representative Matters
Insurance:
Insurance contract dispute resolution: Since 2010, handled dozens of insurance contract disputes involving over 10 million yuan for Jiangsu Branch of a large property insurance company and its branches in Nanjing, Suzhou, Wuxi, Changzhou, Taizhou, Yancheng and Suqian; handled a series of insurance contract disputes for a life insurance company headquartered in Tianjin, and won a comprehensive victory by introducing expert witnesses, thus avoiding the systematic risk of defects in terms of the insurance.
Underwriting risk review: Since 2015, provided underwriting risk review services for litigation preservation liability insurance for the head offices, Jiangsu branches, and Nanjing branches of many large property insurance companies, with a cumulative number of cases over 10,000.
Insurance capital investment: Since 2018, provided a special service for a Nanjing-based life insurance company to use insurance funds to invest in real estates in Wuhan, Hefei, Nantong, and Shanghai, and successfully completed the investment of Nantong and Shanghai projects with the insurance funds exceeding two billion yuan.
Insurance compliance evaluation: served as a perennial legal advisor to regional branches of multiple property insurance and life insurance companies; provided consulting services for the compliance evaluation of a number of proposed insurance products; participated in the research activities on the legislation of the insurance industry complaint handling mechanism organized by regional regulatory authorities.
Disposal of insurance assets: provided special legal services for multiple insurance companies in terms of real estate relocation, cooperative construction of office buildings, sale of real estate, and long-term lease of office premises.
Internal governance of insurance companies: introduced strategic investors to a property insurance company located in Beijing, and provided special services to improve its internal governance.
Banking and Finance:
Acted for Jiangsu Branch of a financial asset management company to handle the execution case of notarized documents with a construction company in Jiangsu, a construction and development company in Changzhou and a real estate company in Changzhou. In the case that the executing court ruled that part of the documents would not be executed, the superior court ruled that they should be executed through the execution supervision procedure. I helped the principal to fully recover the non-financial securities of 325 million yuan.
Provided legal services for a series of “small and medium-sized enterprise collective trust plans", the disposal of underlying assets, the disposal of trust beneficial rights, and the liquidation of trust plans for a trust company, and completed the trust termination.
Acted for the Changzhou Wujin Branch of a state-owned commercial bank (with the financial claim principal of 338 million yuan) to participate in the bankruptcy and liquidation of a real estate company in Changzhou, and claimed tort liability for the misconduct of the manager in the process of disposal of bankruptcy property, and strove for the interests of the client.
Honors and Awards
Be awarded as the “Outstanding Young Solicitor of Jiangsu Province” by Jiangsu Bar Association (JBA) in May 2017.
Memberships & Affiliations
Director of Jiangsu Insurance Association (from October 2016 to September 2020)
Expert of Jiangsu Insurance Think Tank (Jiangsu Insurance Association, employment period of July 2017 to July 2019, and August 2019 to August 2021)
Solicitor of Finance & Securities Insurance Expert Library of JBA (November 2018)
Member of the Finance & Insurance Professional Committee of JBA (July 2019)
Publications
Published the following papers as the co-author with others in authoritative journals and collections such as “Insurance Law Review”, “Journal of Insurance Professional College”, “China Insurance”, “Shanghai Insurance”, including but not limited to:
“Exemption, Advancement and Recovery in Compulsory Insurance of Motor Vehicle Road Traffic Accident Liability”
“Research on the Contract Control Rights of the Insured in Life Insurance”
“Judicial Judgment Should Respect the Insurance Actuarial Principles - Referring to the Calculation Method of Policy Cash Value in a Life Insurance Case”
“Risk and Control of Litigation Property Preservation Liability Insurance - Referring to a Case”
“A Study of the Effect of an Antedated Policy Letter of Guarantee on Insurance Liability for the Carriage of Goods by Sea”
Exploring Some Issues in Insurance Subrogation Litigation
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Bar Admissions/Professional Qualifications
PRC Bar
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Education
Master of Law, Central University of Finance and Economics
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Professional Experience
Partner, Zhong Lun Law Firm
Partner, Jiangsu G&D Law Firm -
Languages
Chinese
English