![](/upload/image/20230901/1693571721526076719.png)
-
Jingyi LU
Equity Partner / Beijing
-
Tel +86-10-59572157
Email lujingyi@zhonglun.com
-
Practices
Financial Products & Trusts, Debt Restructuring & Non-performing Assets, Investment/M&A & Corporate Governance
-
Industries
Banking & Financial Services, Tourism & Hospitality
Jingyi LU
Jingyi Lu provides legal services in the areas of securitization, REITs, structured finance, and asset management. Mr. Lu has accumulated a wealth of practice experience in the areas of credit asset securitisation, enterprise securitisation, asset-backed notes, credit assets circulation, and privately offered trust. The scope of underlying assets of those projects he handled is broad, including corporate loan, residential mortgage loan, auto loan, credit card, non-performing loan, commercial real estate, highway, finance leasing assets, corporate receivables, various right of charge, among others. His main clients include state-owned commercial banks, joint-stock banks, urban commercial banks, AMC, automotive finance companies, top securities companies, trust companies, etc. Since 2020, Mr. Lu has also participated in the filing and offering of the domestic REITs, and the scope of underlying assets included highway, ,industrial park, wind power, photovoltaics, hydro power, etc.
Mr. Lu was ranked in Chambers Greater China Region 2022, and Asia-Pacific for the year of 2016-2021 (Capital Markets: Securitisation and Financial Derivatives).
Representative Matters
1.Asset Securitization Area
(1)Enterprise Asset Securitization
Far Eastern Financial Leasing:Far Eastern Financial Leasing Special Asset Management Program-2, Far Eastern Financial Leasing Special Asset Management Program-3, Far Eastern Hongxin (Tianjin) Asset-backed Special Program-3, Far Eastern Asset-backed Special Program-4
Xingzhengziguan-China First Metallurgical 2014-1 Receivables-backed Special Program
China First Metallurgical Gusaoshu Road Receivables-backed Special Program
Guojunziguan Hengxin Asset-backed Special Program-1, -2, -3
China Universal Financial Leasing Asset-backed Special Program
CPI Ronghe Financial Leasing Asset-backed Special Program-1
China Railway Financial Leasing Asset-backed Special Program-1
Pingan International Financial Leasing Asset-backed Special Program-1
Yangzhou State Guest House Trust Beneficial Rights-backed Special Program
Jianghai Financial Leasing 2016-1 Asset-backed Special Program
Shanghai Industrial Financial Leasing Asset-backed Special Program-1
Shangyin Fangzheng CITIC Futong Financial Leasing Asset-backed Special Program-1
Xuri 2016 Asset-backed Special Program
Western Securities Weibangzhongji Factoring Asset-backed Special Program
Oriental Network Trust Beneficial Rights-backed Special Program
Huijin Yangguang Life Insurance Policy Loan Asset-backed Special Program
North United Power Asset-backed Special Program
Vanke Songhua Lake Trust Beneficial Rights-backed Special Program (Securities Lawyers)
Huataiziguan-China Asset Leasing Asset-backed Special Program-1
CITICS-Thaihot Group Musheng Long-term Rental Apartment Series Asset-backed Special Program(Shelf Offering)
Jiantouhuiyu-Souhou Guanhua Road Asset-backed Special ProgramLuneng Group-Yingda Securities-Jinan Guihe Commercial Real Estate Asset-backed Special Program
Bohaihuijin-YanGo Fuzhou Yangguangtiandi Asset-backed Special Program
GSUM FUND-Zheshangziguan-Huhangyonghuihang Expressway Asset-backed Special Program
CICC-Puluosi Financial Leasing Asset-backed Special Program-1
Huataiziguan-Tongcheng Supply Chain Factoring Claims Asset-backed Special Program-1
Anji Financial Leasing Asset-backed Special Program-2,-3,-4,-5
China Orient Xuri Series Asset-backed Special Program
China Orient Xinrong-Xinan Series Asset-backed Special Program
Zhongshan-Jiazhaoye Housing Balance Payment Asset-backed Special Program-1
Deppon -Geely Holding Group Smart Financial Leasing Asset-backed Special Program-1
Guangfahengjin-Guangzhou Port Group Asset-backed Special Program
Wanlian-Guangzhou Development Zone Investment Group Asset-backed Special Program
Pingan Securities-Mengniu Diary Receivables-backed Special Program-1-20(Shelf Offering)
Luneng Group-CICC- Shanghai Edition Hotel Asset-backed Special Program
CITIC-Sany Group Intelligence Manufacturing Receivables-backed Special Program-1-20(Shelf Offering)
CITIC-Sany Group Intelligence Manufacturing Receivables-backed Special Program-1,-2,-3,-4
Pingan Securities- Pingan Life Insurance Policy Loan No.1 Asset-backed Special Program-1
CITICS-Pingan Life Insurance Policy Loan No.1 Asset-backed Special Program-1
(2)REITs
Huaxia-Yuexiu Expressway Closed Infrastructure Securities Investment Fund (REITs)
Jianxin Zhongguancun Industrial Park Closed Infrastructure Securities Investment Fund
(3)Asset-backed Notes(ABN)& Asset-backed Commercial Paper(ABCP)
Tianjin Real Estate Trust Group ABN
Far Eastern Financial Leasing 2016-1 Trust ABN
Tianjin Tasly Pharmaceutical Group 2018-1 ABN
Zhejiang Wisdom Leasing 2019-1 ABN,2019-2 ABN
Xuzhou XCMG Automobile Manufacturing 2020-1 ABN
Shanghai Jinyang Commercial Factoring Datong Coal Mine Supply Chain 2020 -1 ABCP
Shanghai Jinyang commercial factoring Datong Coal Mine Supply Chain 2020-1 ABN,2020-2 ABN
Yueda Financial Leasing 2020 ABCP
Shenghe(Shenzhen) Commercial Factorig Dongrun 2020-1 Directional ABN(Notice of Acceptance of Registration was Otained on October 30, 2020)
China Enterprise Cloud Chain(Shenzhen)Commercial Factoring XCMG Guanglian Leasing 2021-1 Directional ABCP,2021-2 Directional ABCP
Rongxin Tongda(Tianjin)Commercial Factoring Trinity Golden Ticket 2021-1 Directional ABCP, 2021-2 Directional ABCP, 2021-3 Directional ABCP,
Rongxin Tongda(Tianjin)Commercial Factoring Trinity Golden Ticket No.2 2021-1 Directional ABCP, 2021-2 Directional ABCP
Anji Financial Leasing 2022-1 Directional ABN
(4)Collateralized Loan Obligations(CLO)
China Development Bank: Kai Yuan 2012-1 CLO
Industrial and Commercial Bank of China: Gong Yuan 2013-1 CLO, Gong Yuan 2014-1 CLO, Gong Yuan 2015-2 CLO, Gong Yuan Zhi Yuan 2018-1 CLO
China Construction Bank: Jian Yuan Fei Chi 2018-1 CLO, Fei Chi Jian Rong2018-1 CLO, Fei Chi Jian Rong2018-3 CLO, Fei Chi Jian Rong 2018-5 CLO
Bank of China: Zhong Yin 2012-1 CLO, Zhong Yin 2014-1 CLO, Zhong Yin 2015-1 CLO
Bank of Communications: Jiao Yin 2012-1 CLO, Jiao Yin 2014-1 CLO
China Merchants Bank: 2014-2 CLO, 2014-3 CLO
China Guangfa Bank:Qi Yuan 2016-1 CLO
China Great Wall Asset Management Corporation: Chang Yuan 2014-1 CLO
Bank of Hebei: Ji Yuan 2014-1 CLO
Huarong Xiangjiang Bank: Xiang Yuan 2014-1 CLO
Guilin Bank: Gui Yuan 2015-1 CLO, Jin Ju 2015 CLO,, Jin Ju 2016 CLO,Jin Ju 2017 CLO
Xiamen Rural Commercial Bank: Pu Ying 2015-1 CLO
Qilu Bank: Quan Rong 2017-1 CLO
Huishang Bank: An Yuan 2020-1 CLO
(5)RMBS
Industrial and Commercial Bank of China: ICBC 2017-3 RMBS, Gong Yuan 2018-1 RMBS, Gong Yuan 2018-4 RMBS, Gong Yuan 2018-7 RMBS, Gong Yuan 2018-9 RMBS,
Gong Yuan 2018-11 RMBS, Gong Yuan An Ju 2018-2 RMBS, Gong Yuan An Ju 2018-4 RMBS, Gong Yuan Yi Ju 2019-4 RMBS, Gong Yuan Yi Ju 2019-6 RMBS, Gong Yuan Yi Ju 2019-7 RMBS, Gong Yuan Yi Ju 2020-2 RMBS, Gong Yuan Le Ju 2020-1 RMBS, Gong Yuan Le Ju 2020-3 RMBS, Gong Yuan Le Ju 2021-1 RMBS, Gong Yuan Le Ju 2021-5 RMBS, Gong Yuan Le Ju 2021-6 RMBS
China Construction Bank: Jian Yuan 2015-2 RMBS, Jian Yuan 2016-1 RMBS,Jian Yuan 2016-2 RMBS
Bank of China: Zhong Ying 2015-2 RMBS, Zhong Ying 2016-1 RMBS, Zhong Ying 2017-1 RMBS, Zhong Ying Wan Jia 2021-5 RMBS.
China Merchants Bank: Zhao Yuan 2015-1 RMBS, He Jia 2015-1 RMBS
Postal Savings Bank of China: You Yuan 2014-1 RMBS, Jia Mei 2016-1 RMBS, You Yuan Jia He 2019-1 RMBS, You Yuan Jia He 2020-1 RMBS, You Yuan Jia He 2021-1 RMBS,
You Yuan Jia He 2021-2 RMBS
Hua Xia Bank: Long Ju 2017-1 RMBS
Bank of Jiangsu: Rong Xiang 2019-1 RMBS, Rong Xiang 2019-2 RMBS, Rong Xiang 2019-3 RMBS, Rong Xiang 2020-1 RMBS, Rong Xiang 2020-2 RMBS
Huishang Bank: Chuang Ying 2019-1 RMBS
(6)Auto Loan
Gac Huili Auto Finance: Hui Tong 2018-1 Auto Loan, Hui Tong 2018-2 Auto Loan, Hui Tong 2018-3 Auto Loan, Hui Tong 2019-1 Auto Loan, Hui Ju Tong 2019-1 Auto Loan, Hui Ju Tong 2020-1 Auto Loan, Hui Ju Tong 2020-2 Auto Loan, Hui Ju Tong 2021-1 Auto Loan, Hui Ju Tong 2021-2 Auto Loan, Hui Ju Tong 2022-1 Auto Loan
Ping An Bank: An Xing 2018-1 Auto Loan, An Xing 2019-1 Auto Loan
Dongfeng Motor Finance: He Zhong 2019-1 Auto Loan
China Construction Bank: Jian You 2018-1 Auto Installment Loan
Tianjin Great Wall Binyin Automotive Finance: Chang Ying 2019-1Auto Loan(Securities Lawyers),Chang Ying 2019-2 Auto Loan, Chang Ying 2019-3 Auto Loan, Chang Ying 2020-1 Auto Loan, Chang Ying 2020-2 Auto Loan, Chang Ying 2021-1 Auto Loan, Chang Ying 2021-2 Auto Loan, Chang Ying 2021-3 Auto Loan,Chang Ying 2021-4 Auto Loan, Chang Ying 2022-1 Auto Loan
Changan Auto Finance: Chang Rong 2019-1 Auto Loan, Chang Rong 2019-2 Auto Loan, Chang Rong 2020-1 Auto Loan, Chang Rong 2021-1 Auto Loan
(7)Credit Card Securitization
China Merchants Bank: Zhao Yuan 2015-2 Credit Card ABS
Industrial and Commercial Bank of China: Gong Yuan Zhi Yuan2021-1 Auto Installment Green Assets ABS(Credit Card Auto Installment)
(8)Non-Performing Loan (NPL)
Industrial and Commercial Bank of China: Gong Yuan 2016-1 NPL ABS (Loans to the Public),Gong Yuan 2017-1 NPL ABS(Credit Card),Gong Yuan2017-7 NPL ABS(Credit Card),Gong Yuan Zhi
Cheng 2018-5 NPL ABS(Credit Card),Gong Yuan Zhi Cheng 2018-9 NPL ABS(Credit Card),Gong Yuan Zhi Cheng 2019-1 NPL ABS(Credit Card),Gong Yuan Zhi Cheng 2020-2 NPL ABS(Personal
Consumption Loan Claims),Gong Yuan Zhi Cheng 2021-1 NPL ABS(Auto Installment Loan),Gong Yuan Zhi Cheng 2021-3 NPL ABS(RMBS)
China Construction Bank: Jian Xin 2016-3 NPL ABS(Credit Card),Jian Xin 2017-1 NPL ABS(Credit Card),Jian Xin 2018-1 NPL ABS(Credit Card),Jian Xin 2018-3 NPL ABS(Credit Card),Jian Xin 2018-6 NPL ABS(Credit Card),Jian Xin 2019-4 NPL ABS(Credit Card),Jian Xin 2019-7 NPL ABS(Credit Card)
Bank of China: Zhong Yu 2021-5 NPL ABS(Credit Card),Zhong Yu 2022-1 NPL ABS(Credit Card)
Bank of Communications: Jiao Cheng 2016-1 NPL ABS(Loans to the Public)
China Merchants Bank: He Cui 2016-3 NPL ABS(Loans to the Public)
Bank of Jiangsu: Su Yu 2017-1 NPL ABS(Loans to the Public).
(9)Financial Leasing Assets Securitization
Zhao Yin Financial Leasing: Zhao Jin 2015-1 Financial Leasing Securitization , Zhao Jin 2016-1 Financial Leasing Securitization
(10)Insurance Asset-backed Program
China Life Investment-Guoyao Financial Leasing Asset-backed Program
China Life Investment-Huatai Haitong-Zhongdian Investment Financing and Leasing Asset-backed Program
China Life Investment-Zhonghang Financial Leasing Asset-backed Program
(11)Accounts Receivable Financing Program
Hengfeng-Zhongmao Factoring 2020-1 Accounts Receivable Financing Program
Cloud Chain-Huaian News City 2020-1 Accounts Receivable Financing Program,2020-2 Accounts Receivable Financing Program
Cloud Chain-Huaian News City 2021-1 Accounts Receivable Financing Program
(12)Circulation of Credit Assets
Providing Credit Asset Circulation Business for Industrial and Commercial Bank of China, China Construction Bank, Ping An Bank, WeBank, Hengfeng Bank, Bank of Suzhou, Bank of Jiangsu, Bank of Harbin, Suyin Finance and Shaanxi Changyin Consumer Finance Co., LTD
2.Private Placement in Structured Finance Area
(1)CITIC Trust
CITIC Trust 2012-Juxinhuijin No.7 Coal Fund
CITIC Rongjin 2012 Energy Investment Fund
CITIC Trust 2012-Kunming City Investment Gas Station Program
CITIC Trust 2011-Juxinhuijin No.5 Coal Resource Industry Investment Fund
CITIC 2011 Ziwei Real Estate Fund
CITIC 2010 Hna Commercial Happy People's Livelihood I Fund
CITIC 2010-Jinyan Coal Chemical Specific Asset Earnings Right Investment Fund
CITIC 2010 Juxinhuijin Real Estate I Fund, CITIC Juxinhuijin Real Estate II Fund , CITIC Juxinhuijin Real Estate III Fund
CITIC 2010 Kunming Jade City Program Fund
CITIC Sunshine 2010 -Binjiang Equity Investment Fund
CITIC Yuanjing 2009-Yihua Group Trust Loan Project Fund
CITIC Yuanjing 2008 Infrastructure Investment II Fund
CITIC Trust 2008-China Grand Group equity investment Program
Re-organized Program of CITIC Shengjingxingyao 2008 Real Estate Fund initiated by CITIC Trust; Xingzhou 2009 No.1 Tianjia Lake Comprehensive Ecological Improvement Fund(which was initiated by Huaneng Trust) participated by CITIC; Huarong Xingyao 2010 Fund initiated by Huarong Trust, CITIC Juxinhuijin Pension Real Estate Xingyaojiankangcheng 2011 No.1 Fund, Re-organized Program of Xingyao 2012 Fund participated by 3 Trust companies
(2)Beijing Trust
Beijing Trust 2018-Juyihuixin Capital No.009 Fund
Beijing Trust 2017-Rongsheng Capital No.009 Fund
Beijing Trust 2017-Quanyuan No.3 Fund Enlarge Raise Project
Beijing Trust 2016-Jiayehengchang No.022 Single Fund Trust (Family Trust)
Beijing Trust 2016-Guoshi Wealth No.2015001 Fund
Beijing Trust 2016-Jinxing Wealth No.015 Fund
Beijing Trust 2016-Juyihuixin Capital No.004 Fund
Beijing Trust 2015-Jinxing Wealth No.2015005 Fund
Beijing Trust 2015-Juyihuixin Capital No.2015001 Fund
Beijing Trust 2015-Yingrui Capital No.2015001 Fund
Beijing Trust 2014-Jiayehengchang No.2014012 Single Fund Trust (Family Trust)
Beijing Trust 2014-Xinghuo Wealth No.2014013 Fund
Beijing Trust 2014-Zengyi No.8 Fund-3
Beijing Trust 2013-Zengyi No.8 Fund-2
Beijing Trust 2012-Zengyi No.8 Fund-1
Beijing Trust 2012-Jinxing No.8 Fund
(3)Pingan Trust
Hengying 2016-1 Property Rights Trust Program
Pingan Trust 2013-Zhongtaichuangzhan Program
(4)Minmentals International Trust
Minmentals International Trust 2013 Fiduciary Standard Text Item
Minmentals International Trust 2011-CITIC Anju Optimal Debt Investment No.1 Fund
Minmentals International Trust 2011-Xiexin Urban Construction Fund
(5)Asset Management Program
Huaan Asset Hengxin 2016-6 Special Asset Management Program
Huaan Asset Hengxin 2015-4 Special Asset Management Program
Huaan Asset Hengxin 2015-1 Special Asset Management Program
Wanjiagongying-Hengfeng Hengxin 2015-1 Special Asset Management Program
Xin yuan asset Shuangxin 2015-1 Special Asset Management Program,2015-2 Special Asset Management Program
Xin yuan asset Xinzhong 2015-5 Special Asset Management Program
Xin yuanfengying 2014-1 Special Asset Management Program
Guangfa Securities-China Huarong Financial Leasing Securitization Program
Honors and Awards
For Individual
Capital Markets: Securitisation and Financial Derivatives, Chambers Greater China Region 2022
Capital Markets: Debt, Capital Markets: Structured Finance and Securitisation, IFLR1000, 2022
Capital Markets: Securitisation and Financial Derivatives, Chambers Global Guide for the year of 2021 and 2022
The Legal 500 Asia Pacific for the year of 2020-2022
Capital Markets: Securitisation and Financial Derivatives, Chambers Asia-Pacific for the year of 2020 and 2021
Leading Associates (Capital Markets: Securitisation and Financial Derivatives), Chambers & Partners in Chambers Asia-Pacific 2016
Recommended as Associates to Watch, Chambers & Partners in Chambers Asia-Pacific 2014 and 2015
Memberships & Affiliations
Expert, Banking Credit Assets Registration and Circulation Center Archival Examination Committee
Supervisor, Wafer Foundation (www.DAF-charity.org.cn)
Publications
“Financial Innovation: An Analysis of Models and Difficult Legal Issues”, Law Press, May 2018
“A Practical Guide to Asset Securitization in China”, Chambers and Partners, April 2021
Related
-
Deals Related
-
Awards Related
Nine Practice Areas and 46 Lawyers from Zhong Lun Made to IFLR1000 2024 Rankings
Nine Practice Areas and 46 Lawyers from Zhong Lun are recommended.
2024-08-23
-
Bar Admissions/Professional Qualifications
PRC Bar
-
Education
Master in International Law, China University of Political Science and Law, 2005.9-2008.7
Bachelor of Laws, China University of Political Science and Law, 2001.9-2005.7 -
Professional Experience
Partner, Zhong Lun Law Firm, 2008 to Present
-
Languages
Chinese
English